Tag: southern California bankruptcy attorney Archive
Marriage, Debt and Bankruptcy: Will My Credit Score Be Affected by My Marriage?
One’s marriage is an exciting occasion, filled with newness, joy, love, and weird family members who start the conga line at the reception and refuse to stop until they’re the only one left. Good times for all, no? For some, though, the financial repercussions of marriage can be unclear and ...
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Refinancing Your Home Loan Post-Bankruptcy
A common problem many post-bankruptcy homeowners have is refinancing one’s home loan. Many people have approached me in a situation wherein their lender refuses to refinance their loan on the grounds that they did not reaffirm their loan post-bankruptcy, therefore, they claim, there is no loan. Let me take a ...
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Are You Liable for the Debt?
Owning and operating a company can be extremely difficult, yet be that as it may; it is often far more difficult to close the company. Many people may struggle with paying off what they owe through the company while keeping their personal credit score high. There are certain things one can ...
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Filing Bankruptcy in the Middle of a Foreclosure
If you file bankruptcy in the middle of a foreclosure, I wouldn’t be at all surprised if you thought that that would be reason enough for the foreclosure sale to be disrupted, as a technicality of sorts. Well, the easy response to that assumption is, no, it won’t, but it ...
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Bankruptcy and Your Mortgage: Questions Answered
No matter how thorough we think we are when it comes to discussing bankruptcy and your mortgage, there are bound to be more questions. But we’re talking about your home here. It may be where you grew up. It may be where you raised your own kids. It may the ...
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Winning a Judgment Disrupted by Bankruptcy
When you hire someone to complete a job, pay them up front and then have to watch them walk away from it without completing it you can file a judgment against them in court in order to receive a return on the price you paid for any work that wasn’t ...
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Bankruptcy After Divorce: Filing in Contempt of the Divorce Decree
When couples get divorced, they receive a divorce decree. The divorce decree is the final decision of the court regarding how affairs will be managed post-divorce. In some divorces there is debt to be divided. In addition to dividing the debt, some decrees will specifically forbid either party from filing ...
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Your Ex Gets a Bankruptcy Discharge, Are You Still Responsible for Paying as Agreed in the Divorce Decree?
You got divorced. Your final divorce decree separated your assets and your debt between you and your ex. Your ex removed your name from your joint accounts. The final divorce decree states that you need to pay your ex a certain amount per month or until the debt is paid ...
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Forced to File Chapter 7 Bankruptcy: To Reaffirm or Not to Reaffirm?
If you are underwater on your house and find yourself past due on your mortgage, you may feel that your hand is being forced. You might feel that you have no other choice, but to file for bankruptcy. Feeling forced to file for Chapter 7 bankruptcy isn’t the best situation, ...
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Filing for Chapter 7 Bankruptcy and Keeping Your Vehicle
If you have recently filed for Chapter 7 bankruptcy, you may be wondering what’s going to happen to your car. It’s the most common concern after real estate ownership. If you’d like to keep your vehicle, you simply have to know the details regarding your car’s worth and how that ...
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