Los Angeles Bankruptcy and Debt Attorneys
Debt Happens. How you react to it is up to you.
Los Angeles Bankruptcy Attorney with offices in Paramount and Montebello, covering LA county, providing Chapter 7 & 13 bankruptcy filing services, as well as bankruptcy alternatives, debt counseling, and protection from collection harassment.
The bankruptcy attorneys at Westgate Law have filed over 7,000 bankruptcy cases. That vast experience will ensure that if you are a good candidate for bankruptcy, your case will proceed smoothly from filing, to hearing, to discharge.
Westgate Law has a three step approach to financial distress. We start by forming a plan to deal with your immediate debt crisis, either through bankruptcy, settling your debts or establishing a repayment plan with your creditors.
One of our bankruptcy attorneys will work with you to execute that plan. We also stop creditors from calling you, and, when appropriate, file lawsuits against creditors who harass you. In some cases, our clients don’t even file for bankruptcy because of settlements we reach with creditors during this step.
After that, we stay with you forever to help you reestablish and maintain your credit, because having excellent credit is a critical component of building a great life for you and your family.
How do we know our approach works? Because we constantly receive referrals from people that did not hire us after we pointed out a more viable alternative to them. They trusted us, didn’t give us their business and then sent their family and friends to us afterwards.
This is the heart of our business. Finding the best solution for you, whether or not you become a client. You will remember us and come to us when you, your family or friends needs legal assistance. And we want you to stay with us forever.
No Surprises
We’re upfront about costs and stick to our rates. Other firms advertise cheaper rates, but don’t tell you up front that they add hundreds of dollars to their base rate just to appear at the meeting of creditors (among other hidden costs). We include that in our fee.
Bankruptcy & Debt Counseling Services
Chapter 7 Bankruptcy
Also known as personal bankruptcy. It can help you stop garnishments, foreclosure, debt collectors and lawsuits. You must qualify, however. Whether or not you do is based on your income and your assets. Let us help you determine if you qualify.
Chapter 13 Bankruptcy
Also known as reorganization bankruptcy and allows you to pay off your debts over a number of years. Is it the right option for you? We explain Chapter 13 in detail, how it works and how it can help you, plus how Westgate Law will help you after you’ve filed.
Bankruptcy Alternatives
We won’t railroad you into filing for bankruptcy. You may have other options including debt settlement or negotiation, credit counseling and hiring a law firm to represent you. We detail the positive and negative impacts of each bankruptcy alternative.
Our Bankruptcy Attorneys
Why Choose Westgate Law?
- No Surprises - We’re upfront about costs and stick to our rates. Other firms advertise cheaper rates, but they don’t tell you up front that they add hundreds of dollars to their base rate just to appear at the meeting of creditors (among other hidden costs). We include that in our fee.
- Easy Payment Plans - We offer easy payment plans to help spread the cost. We understand that you’re financially strapped. If you weren’t, you wouldn’t be calling us.
- Protection and Peace of Mind - When Westgate Law takes your case, you can say goodbye to harassing calls by creditors and the threat of lawsuits. We will make these things go away.
- Office Visit Not Required - We can do a phone consultation and file your case electronically. Skip the traffic and avoid spending your valuable time in an attorney’s office. We can get the process started right now.
- Experience - Lead Bankruptcy Attorney, Justin Harelik has filed more than 7,000 bankruptcy cases and consulted with more than 20,000 individuals about their debt.
- Eliminate Debt AND Get Back on Your Feet - We get you out of debt AND help you rebuild your credit too. You’re not just a number or a dollar sign at Westgate Law.