Tag: southern California bankruptcy attorney Archive
Can I Pursue Payment on a Judgment Post-Bankruptcy?
Justin Harelik
March 22, 2016
There are a lot of questions that get asked over and over by people considering bankruptcy or petitioners in the midst of the bankruptcy process. They can usually be found on any bankruptcy lawyer’s FAQ page. Then there are the questions that I wish were asked more frequently. One such ...
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Bankruptcy Tips and Hints: How & When to File Bankruptcy
Justin Harelik
March 21, 2016
Debtors who decide to take that huge step called bankruptcy often make one common mistake – they rush. They turn that huge step towards financial freedom into a mad dash without even considering the consequences and potential changes to their life and goals. Bankruptcy protection offers a great solution for ...
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3 Tips For Dealing with the Emotional Strain of Bankruptcy
Justin Harelik
March 17, 2016
We’ve all had a stressful day at work or rough day at home with the kids or a huge pile of paperwork that makes us wish we were somewhere else. But these days are normal. Filing for bankruptcy is a different level of stress than a “normal” day. Bankruptcy is ...
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Bankruptcy & Debt: Do Judgments Expire?
Justin Harelik
March 9, 2016
Sometimes individuals may be unaware that there is a judgment out against them. In fact, this can go on for years. Eventually, they do discover the issue. Most will receive a letter or some other form of contact from an attorney advising them that they have a judgment against them. ...
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Converting Your Bankruptcy: Chapter 13 to a Chapter 7?
Justin Harelik
February 22, 2016
Talking to a bankruptcy attorney is imperative when considering converting a Chapter 13 to a Chapter 7. There are many different issues you need to be aware of before you make this decision. If you are in a Chapter 13 Bankruptcy there is a possibility that converting to a Chapter 7 ...
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Should I or Should I Not: The Bankruptcy Dilemma
Justin Harelik
February 17, 2016
Bankruptcy can affect you for a long time, so it’s prudent to consider other options before jumping in with a petition for bankruptcy. Many business owners who come to a point where they have to acknowledge that their business is failing panic and this leaves them missing additional options, or ...
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What’s That in My Lease…A Bankruptcy Clause?
Justin Harelik
February 15, 2016
Would you ever consider signing a lease with a “no bankruptcy clause?” Does it help for me to tell you that doing so will not put you in danger should you reach the point where you need to file? I do have to say that any lessor who includes this ...
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Re-establishing Your Credit After Filing for Bankruptcy
Justin Harelik
February 9, 2016
Bankruptcy is just one of many reasons for a low credit rating. However, it isn’t all that difficult to re-establishment yourself in the credit arena. There are many lenders out there that are more than willing to open up a credit line to high-risk borrowers. Even people with little to ...
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Weighing Your Options: Bankruptcy or Credit Counseling
Justin Harelik
February 5, 2016
Let’s take a minute to look at the consequences of bankruptcy versus credit counseling. You could run into several difficult situations resulting from either one of these choices. I’m a bankruptcy and I’ve worked with a lot of different people considering (and taking action to complete) one or the other ...
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The Bankruptcy Process: Chapter 13, Foreclosure & Chapter 7
Justin Harelik
February 1, 2016
There are several things you must consider before walking away from your home after filing Chapter 13. In a Chapter 13, your mortgage payments are rolled back into the loan, making the mortgage current. This is called a loan modification – eliminating any past due payments. The bankruptcy trustee assigned ...
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