Debt Defense - Westgate Law

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4.9 Stars – Based on 168 User Reviews

Choose us to be your L.A. debt defense lawyers.

Do not try to negotiate with creditors without a debt settlement lawyer. Discuss your options with Westgate Law attorneys right away. Schedule a free consultation today and forge your debt-free path.

Unparalleled Success

When you hire a Westgate Law debt settlement attorney, you will see the difference in our approaches. We are an experienced, certified, and flat-rate lawsuit defense attorney firm. There are no contingencies, only efforts to prevent default judgment and the desired case resolution. With us, you will discover an uplifting difference in these testing times.

Debt Settlement

Falling behind on your payments is terrifying. Dealing with creditors isn’t easy either. You might face foreclosure, lawsuit, or bank levies/ wage garnishment. It doesn’t have to go this far. You have options to get the debt back on track. Our debt defense lawyers know it all and can help you in your unique situation.


Every individual has different circumstances. Many seek alternatives and avoid filing bankruptcy due to the bad reputation brought around it. Yet, it may be the best option for you, especially if your financial hardship is temporary and you seek debt relief. Westgate Law bankruptcy lawyers can help you understand the right course of action. 

Our Debt Defense Attorneys

Your Personal Representatives

Justin Harelik

Founder & Lead Bankruptcy Attorney

Practice Areas:
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Defense
Bankruptcy Alternatives


Matthew A. Rosenthal

Senior Attorney

Practice Areas:
Consumer Protection Law
Debt Defense
Repossession Law


Why Choose Westgate Law?

More Than Just a Good Price


What Our Clients Say
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4.9 Stars – Based on 168 User Reviews
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4.9 Stars – Based on 100 User Reviews
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5 yelp stars
5 Stars – Based on 115 User Reviews
  • Very professional and very nice people at this office. Thank you for all your help, Justin and staff!

    Bugsy W.
  • Hi every one I am so blessed to have areal good bankruptcy lawyer like Mr. D. Justin Harelik at westgate law .he take care my biggest problem by helping me to put bankruptcy because of pandemic covid I loose my Job very hard how to pay all the bills how to survive special when you have a family children and wife get so depressed. But God thinks I found Mr Justin because of him i have secsesfuly finish my bankruptcy and very happy recommend any body to connect Westlake law.

    Iftikhar B.
  • I want to thank my attorney Justin Harelik at Westgate Law. He was one of my best choices in the South Bay Area. He was most professional and responsive attorney. He help me in the time of need and distress.I was having with my Bankruptcy. His staff was the most professional people I work with from start to finish. I am grateful that I found WESTGATE LAW. I would highly recommend this attorney to anyone Most professional law firm thank you again Westgate Law.

    Sal G.
  • Honest and professional

    Mario D.
  • I’ve worked with many different lawyers and one thing that i learned is that every lawyer works differently. Integrity, honesty and attorney’s will to understand his client is what will get you through your toughest times. Justin at Westgate really helped me go through tough times and i would recommend Westgate to anyone that is struggling with any financial problems. He was the best lawyer that I’ve worked with so far and I’ve worked with lots of lawyers before. he has over 160 reviews with 5 stars. trust the reviews. its legit. I am very thankful to him

    kim a.
  • Such a great experience. Any time I was stressed or worried Justin and his staff would put me right at ease. They made filing for bankruptcy smooth and easy 🙂 im forever greatful! 🙂

    clara c.
  • I was afraid to do the bk but justin explain the whole process step by step he make me relax and gave me the peace of mind thankyou for every thing David Justin

    Miguel P.
  • i was ready to give up, so this was my last and final call for help with my credit card and personal loan debt. I called other attorneys, and they all made me feel so bad about my situation. I had gotten myself so deep in the hole with credit card debt I couldnt see no way out; it really was a dark time for me, and I dont want to ever want to revisit that again. After speaking with Justin he made me see my situation was not unique and different, and I could rebuild my life. I did exactly what was required and and finally able to get out the hole. Looking back I was a mess over nothing! The team made the process so easy for me. If you are swamped with credit and personal loan debt I highly recommend Westgate Law, the professionalism of this team is absolutely impeccable. Thanks for being “an angel along the way” Noelle 2021

    Noelle M.
  • Calling Westgate Law for help in my time of need was probably the best decision I’ve ever made. Justin Harelik helped me out greatly through my bankruptcy. He made the process simple without any hassle and I appreciate everything he does for his clients. Matt Rosenthal also helped me greatly with my cases and can’t thank both of them enough. Thank you!

    Antonio S.
  • I was definitely scared of filing for bankruptcy. But Justin was amazing from the beginning. He helped me step by step. Helped me feel secure and confident in my decision. He was very responsive through text and email. Made the whole process as easy as possible. On top of it him and Matt helped me with some cases against some creditors and helped me gain some money back. Overall everything was an A++++ experience. Thank you guys! Definitely recommend.

    Nancy P.

Tell Us About Your Case

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About Westgate Law

Westgate law has handled more than 7,000 bankruptcy filings in California and has consulted with more than 20,000 individuals about their debt. Larger firms will take your bankruptcy case (and your money) and then hand it off to a junior associate. Is that really the person you want working to secure your financial future? 

We will personally guide you through the complicated bankruptcy process from start to finish. We’ll also help you stay on track after your case is finished. We’re not going to take your money, file your case and then disappear. We know that debt and bankruptcy can be difficult to deal with and we genuinely have an interest helping ease your burden.

Westgate Law will protect you from creditor harassment until your case is filed. We’ll represent you at your hearing and then handle any post-filing issues. Once your case is discharged, we’ll give you a program to get your credit back so you can buy a car or finance a home or education. No other Los Angeles bankruptcy attorney goes to the lengths that Westgate Law goes to assure your financial future.

If you’re facing financial distress, call us today. You’ll speak directly with one of our Los Angeles bankruptcy attorneys — not a receptionist or a junior staff member. We are available seven days a week for FREE consultations. Appointments are available on evenings or weekends.

Keep your home, vehicle and retirement accounts. Stop foreclosure, wage garnishments and creditor harassment. Get your financial life back on track.

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