Tag: file for bankruptcy Archive
How to File Bankruptcy: Proof of Self Employment Income
Justin Harelik
April 6, 2016
Anyone who files bankruptcy must include proof of their income in their filing. Most filers simply submit their pay stubs. According to Section 521 of the Bankruptcy Code, bankruptcy petitioners must send in a minimum of two months of “payment advices” (i.e. pay stubs) received from an “employer.” Bankruptcy petitioners ...
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Bench Warrant Threats from an Old Payday Loan
Justin Harelik
April 4, 2016
If you have a company threatening you with a bench warrant, you may find that they don’t stop after they talk to you. They may also contact and talk to your family even though you didn’t provide that information or connection. They may attempt to contact you at work and ...
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Owning Land in Your Name After Filing Chapter 7 Bankruptcy
Justin Harelik
March 29, 2016
Many bankruptcy filers assume that their life is drastically changed for good once they’ve filed for bankruptcy. They assume they will have no access to credit…ever again. They assume they won’t be able to own property or make real estate purchases. They assume they’ll just need to stick with the ...
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Can I Pursue Payment on a Judgment Post-Bankruptcy?
Justin Harelik
March 22, 2016
There are a lot of questions that get asked over and over by people considering bankruptcy or petitioners in the midst of the bankruptcy process. They can usually be found on any bankruptcy lawyer’s FAQ page. Then there are the questions that I wish were asked more frequently. One such ...
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Bankruptcy Tips and Hints: How & When to File Bankruptcy
Justin Harelik
March 21, 2016
Debtors who decide to take that huge step called bankruptcy often make one common mistake – they rush. They turn that huge step towards financial freedom into a mad dash without even considering the consequences and potential changes to their life and goals. Bankruptcy protection offers a great solution for ...
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3 Tips For Dealing with the Emotional Strain of Bankruptcy
Justin Harelik
March 17, 2016
We’ve all had a stressful day at work or rough day at home with the kids or a huge pile of paperwork that makes us wish we were somewhere else. But these days are normal. Filing for bankruptcy is a different level of stress than a “normal” day. Bankruptcy is ...
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Will My Kids Have to Pay off My Debt When I Die?
Justin Harelik
March 16, 2016
There’s comes a time in everyone’s life when they consider the possibility of their death. When this time comes some are thinking about things they still want to do while others are thinking of tasks left undone. Some think of places they still want to go and things they still ...
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Bankruptcy & Debt: Do Judgments Expire?
Justin Harelik
March 9, 2016
Sometimes individuals may be unaware that there is a judgment out against them. In fact, this can go on for years. Eventually, they do discover the issue. Most will receive a letter or some other form of contact from an attorney advising them that they have a judgment against them. ...
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Picking and Choosing: Bankruptcy & Creditors
Justin Harelik
February 24, 2016
When you file for bankruptcy, you do not have the choice of choosing which creditors to list in your bankruptcy – there is no picking and choosing! Your list of creditors should be all-inclusive even if you plan to pay them off yourself or even if they are not eligible for ...
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Protecting Your Partner from Your Bankruptcy Filing
Justin Harelik
February 11, 2016
Filing bankruptcy can affect anyone else who shares in a listed asset. You should consider this carefully before you decide to file for bankruptcy. You’ll want to do what you can to protect your partner’s good credit from the effects of your bankruptcy. The car and house must be listed ...
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