Tag: file for bankruptcy Archive
After Filing for Bankruptcy – Understand The Expectations
Justin Harelik
December 19, 2014
Once you’ve decided to file for bankruptcy and hand picked the bankruptcy attorney that makes you feel most comfortable, it’s important to understand the expectations. Specifically, you need to know what will be expected of you throughout the bankruptcy process. You can’t just shake your new bankruptcy attorney’s hand and ...
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The First Step in Becoming Debt Free is to Find a Bankruptcy Lawyer
Justin Harelik
December 17, 2014
Far too many New Year’s resolutions are related to improving the financial situation. If you find yourself making the same resolution to get out of debt year after year with little to no change in your total amount of debt, it’s time to approach it more practically. The first step ...
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Top 3 Mistakes People Make Before Filing for Bankruptcy: Avoid Common Bankruptcy Mistakes
Justin Harelik
December 11, 2014
Once you’ve made the decision to file for bankruptcy, it is usually best to take your time to ensure it is done right. It is very rare that a bankruptcy needs to be filed on an emergency basis. Unless you fall into this rare instance, take the time necessary to ...
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When Does it Make Sense to Delay Filing for Bankruptcy?
Justin Harelik
December 9, 2014
Many will tell you that you should never delay filing for bankruptcy and the logic behind this type of statement makes sense. If you know that you are buried in an amount of debt that you can’t conceivably recover from, delaying can only mean that the mountain of debt will ...
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Who Is Notified When You File for Bankruptcy in California?
Justin Harelik
October 21, 2014
Many individuals who consider filing for bankruptcy immediately start to worry about who will know that they have filed. They can’t help but wonder, who exactly knows when you file for bankruptcy? When you file for bankruptcy, the filings will become a part of the public record (as will most ...
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Your Credit after Bankruptcy: Filing Will Hurt it, but it Won’t Kill It
Justin Harelik
September 16, 2014
It’s interesting how the word credit changes when we put the word “your” in front of it. Credit is funding offered up front that is expected to be repaid at a later date, usually with an agreed upon payment plan. But when we alter it to the phrase “your credit” ...
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Maxing Out Your Credit Before You File Bankruptcy
Justin Harelik
September 12, 2014
There are certain times during which individuals or families might see a major influx of credit card spending: wedding preparations, moving from one home to another, vacations, the holidays, the start of a new school year, etc. It’s understandable and there are a million different reasons why: you don’t have ...
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