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US Bankruptcy Filings Down Again: Decreased 10.1% in February 2015

According to Epiq Systems, US bankruptcy filings are down again by 10.1% as of February 2015. Their latest monthly bankruptcy figures indicated a year-over-year decline. That makes 52 straight months of year-over-year declines in the US bankruptcy filing rate. The daily average of US bankruptcy filings in February was 3,422 in comparison to 3,804 in 2014. […]

When Does it Make Sense to Delay Filing for Bankruptcy?

Many will tell you that you should never delay filing for bankruptcy and the logic behind this type of statement makes sense. If you know that you are buried in an amount of debt that you can’t conceivably recover from, delaying can only mean that the mountain of debt will have time to grow larger. […]