Category: Bankruptcy Issues Archive
Selling Your Car Before Filing for Bankruptcy
Justin Harelik
October 31, 2016
One of the common issues that occur when someone decides they’d like to consider filing for bankruptcy is that they recently sold their car. In most cases, they did so because they needed the money. They were trying to figure their way out of their financial situation by coming up ...
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HOA’s and Bankruptcy: Past Due HOA Dues
Justin Harelik
October 28, 2016
The Homeowners’ Association: some love them, some hate them, some put up with them as a necessary evil. Regardless of how or why you ended up in a community that charges homeowners’ association dues or fees, they aren’t something to dismiss out of hand. In fact, ignoring the payment of ...
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A Mixup with the Ex, an Unpaid Debt and a Lien on the House
Justin Harelik
October 27, 2016
Sometimes people come to bankruptcy attorneys with particularly sticky situations. One of the most common types of “sticky” situation following divorce comes when unpaid debt of one party affects the other party negatively. In fact, in some cases, the ex’s unpaid debt can result in a lawsuit that can cause ...
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Having Your Wages Garnished for a Debt Discharged Through Bankruptcy
Justin Harelik
October 26, 2016
The purpose of filing for bankruptcy is to get out from under an impossible amount of debt. In fact, when filing Chapter 7 bankruptcy, a successful ending will find the bankruptcy petitioner holding a discharge of debt that does just that. It discharges all eligible debt associated with the bankruptcy. ...
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I Owe More Than My Motorhome is Worth: What Should I Do?
Justin Harelik
October 25, 2016
We’ve all made mistakes. And we’ve all made good decisions that in the long run, had negative consequences. No matter how we go about predicting the future: algorithms, statistics, tarot cards…sometimes we’re wrong because the future has a way of coming at you when you least expect it. Sometimes the ...
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My Ex Filed Bankruptcy and Left Me Holding an Unpaid Medical Bill
Justin Harelik
October 24, 2016
Throughout the normal course of life, many of us end up having major medical emergencies, chronic conditions, etc. These situations can leave behind heartache, pain, and…financial disaster in the form of massive medical bills. Sometimes this can lead to bankruptcy. In fact, major medical bills are one of the commonly ...
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Planning Your Bankruptcy…and Your Wedding?
Justin Harelik
October 20, 2016
When planning your wedding, hopefully debt and bankruptcy and financial trouble don’t need to be a part of the discussion. In a perfect world, the conversation would revolve around the flowers, the dress, the venue, the guest list, and…the wedded bliss soon to come! But sometimes, affianced couples DO have ...
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Avoid the Potholes on Your Road to Recovery
Justin Harelik
September 20, 2016
You’re on the road to recovery. You’ve declared bankruptcy. You’ve received your discharge of debt. You’re starting with a clean slate. You’re considering your options for new credit accounts post-bankruptcy. You’ve picked a few, and you’ve been approved and have your account information. What should you do now? Believe it ...
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Securing Good Credit After Bankruptcy: What Not To Do
Justin Harelik
September 14, 2016
Now that we’ve discussed a few of the “to do’s” associated with getting good credit after bankruptcy, we need to run through a few of the “don’ts.” What NOT To Do After Bankruptcy: Carry a Balance: Hopefully, this time around, you can avoid carrying a balance on your credit cards ...
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Securing Good Credit After Bankruptcy: Secured v. Unsecured
Justin Harelik
September 12, 2016
Don’t be overwhelmed by the process. Focus on the good news: you can have good credit after bankruptcy. In fact, you will have excellent credit. Before the bankruptcy mark even falls off your credit report, you should have a 750 credit score. Simply read the dos and don’ts of securing ...
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