Category: Bankruptcy Issues Archive
Americans Overspending Our Way to Bankruptcy
Justin Harelik
February 10, 2014
One of the main reasons Americans file for bankruptcy is revolving debt. Why do so many of us find ourselves drowning in debt? The answer seems very simple: overspending. If you find yourself upset by your own stack of credit card bills and loan payment receipts, consider how you got ...
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Filing for Bankruptcy and Divorce: Time it Right
Justin Harelik
February 8, 2014
Bankruptcy and divorce are quite the pair. They often follow each other around like newlyweds. If you are contemplating filing for both bankruptcy and divorce, be aware that the timing needs to be right. Bankruptcy and Divorce: Which Should Come First? Generally speaking, bankruptcy takes precedence over any divorce proceedings. ...
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Fear of Bankruptcy
Justin Harelik
January 30, 2014
Are you too scared or ashamed to file for bankruptcy? It’s a common problem and it can lead potential filers into even greater financial trouble before they finally have no choice, but to opt for the obvious solution. Stop fearing that bankruptcy may eventually be unavoidable and consider if bankruptcy ...
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Life After Bankruptcy: Step Five – Know the Facts
Justin Harelik
January 24, 2014
Is there life after bankruptcy? There is definitely life after bankruptcy – whether that life is good, bad or amazing is completely up to you. It’s not “someone’s” fresh start. It’s your fresh start. Make the most of it by taking the advice of the experts on how to enjoy ...
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Life After Bankruptcy: Step Four – Rebuild Your Credit with a Secured Card
Justin Harelik
January 23, 2014
Many feel that after they’ve declared bankruptcy their life will never be the same. They’re completely right. It will be better. All the troublesome financial difficulties that made the bankruptcy necessary in the first place have been taken care of. Your bankruptcy has given you a fresh start to develop ...
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Life After Bankruptcy: Step Three – Knowing Your Budget and Paying On Time
Justin Harelik
January 22, 2014
So you declared bankruptcy and you’re wondering what to do next. It’s not as scary as many fear. What’s the first step? Letting Go of the Guilt Consider bankruptcy as a viable solution – in many cases, the only solution. Finding and implementing a solution to a problem is nothing ...
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There is Life After Bankruptcy: Step Two – Pause to Think
Justin Harelik
January 21, 2014
If you’ve just filed for bankruptcy, don’t be nervous about what comes next. If you’re considering filing for bankruptcy, but you’re avoiding it simply because you can’t imagine what you would do once it was over, please reconsider. The bankruptcy process is just that. It’s a process. It has a ...
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There is Life After Bankruptcy: First Step – Get Rid of the Guilt
Justin Harelik
January 20, 2014
Many find getting on with life after bankruptcy more overwhelming than the process of bankruptcy itself. Those who have undergone the bankruptcy process have to consciously repair their credit rating, rebuild their finances and embrace a positive emotional state. It’s vital that individuals go through the appropriate post-bankruptcy steps in ...
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Why Choose Us
Justin Harelik
August 23, 2013
Every law firm will make this claim: “We are all about the client. We provide the best customer service. The client is first.” But all too often, this isn’t the case. Many law firms push bankruptcy ahead of other options like debt-restructuring because they are more lucrative to the law ...
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