Category: Bankruptcy Issues Archive
Do You Feel “Stressed Out” by Your Finances?
Justin Harelik
June 11, 2014
Are your finances leaving you frazzled, exhausted and just plan stressed out? It’s time to get control and stop letting your finances control you. Your health could depend on it. It’s no secret that finances are a major stressor for a lot of people. One of the most popular ...
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Marriage and Bankruptcies Don’t Mix Well: Share Your Financial Information Before Your Wedding
Justin Harelik
June 9, 2014
Some might say that they never knew their loved one better than on the day they shared their vows. I beg to differ. I think many knew their loved ones the most on the day they shared their financial histories. My advice? Do the financial sharing prior to the sharing ...
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Bankruptcy and Your Financial Future
Justin Harelik
June 6, 2014
Bankruptcy is difficult. Most people filing for bankruptcy have already been fighting financial issues for at least a few years. And experts know that fighting that kind of battle has an effect on people. Constantly fighting a financial battle can create a sense of hopelessness that some experts have described ...
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The Side Effects of Declaring Bankruptcy
Justin Harelik
June 4, 2014
Sometimes it feels like everyone, their brother, their third cousin and their stepmom’s boyfriend’s dog are checking out your credit report. On those days, bankruptcy can become a very touchy subject and may even touch parts of your life that never suspected it would come near. You could call it ...
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Your First New Credit Card After Bankruptcy
Justin Harelik
June 2, 2014
Anyone without a credit card should first establish good financial habits and then apply for a secured credit card. For those attempting to re-establish good credit post-bankruptcy, you should plan on doing so approximately 6 months after you receive your discharge. With a secured credit card, the cardholder puts ...
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Advice for Recent Graduates Who Want to Avoid Bankruptcy
Justin Harelik
May 27, 2014
When it comes to pointing at a certain group and accusing them of financial illiteracy, most experts would agree recent college graduates and young adults in general are the guiltiest party. Some are unfamiliar with credit, investing, and even behavior skills for the workforce. In countless ceremonies, graduates receive advice ...
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So You Filed for Bankruptcy: Keep it Positive
Justin Harelik
May 23, 2014
So you just filed for bankruptcy. It happens. Sometimes it’s unavoidable. Sometimes, looking back, it seems as if it could have been avoided, but that’s a tricky thing because you can’t avoid something that’s already happened. So you’re right back to where we started. You filed for bankruptcy. It happened. ...
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The Elephant in the Room: Re-establishing Good Credit After Bankruptcy
Justin Harelik
May 21, 2014
There’s no use ignoring the elephant in the room. At some point in your life, you’re going to want to have access to some form of credit, but you’ve just declared bankruptcy. It’s a double-edged sword of moving on after bankruptcy. The mismanagement of credit is often a part of ...
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Bankruptcy and Your Employment Opportunities
Justin Harelik
May 16, 2014
Many people are concerned about whether they are employable after filing for bankruptcy. Generally speaking, bankruptcy doesn’t have to have an impact on your future employment prospects. There are certain narrow fields (in the financial field, for example), where problems would undoubtedly arise. But generally speaking, many employers would be ...
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Bankruptcy in Real Life: Not Like in the Movies
Justin Harelik
May 13, 2014
Americans love a good movie; particularly a good courtroom drama or a good lawyer played by a Hollywood celebrity. There’s nothing wrong with enjoying a good bit of fiction and in some cases, the reality may not fall too far from the fictional story presented on the big screen. The ...
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