Author: Justin Harelik Archive
Stopping Wage Garnishment During Bankruptcy
Justin Harelik
November 14, 2016
Wage garnishment can cause major financial trouble. For those already considering filing for bankruptcy, it can be a catastrophe. That’s why it’s so important to know your rights regarding wage garnishment, bankruptcy, and stopping wage garnishment during bankruptcy. If you have filed for bankruptcy and your wages are still being ...
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California Bankruptcy: Can I Keep My Car?
Justin Harelik
November 11, 2016
If you file for bankruptcy, do you have to give up your car? This is one of the two most commonly asked questions by potential bankruptcy petitioners, the other being about the loss of the house. In some cases, the bankruptcy has been postponed out of fear of this particular ...
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Can a Bench Warrant be Issued for Failing to Show up for a Debtor Exam?
Justin Harelik
November 9, 2016
At times, consumers just like you get in touch with very specific cases that they are sure no one else has ever had to deal with. In almost every instance, it is not the first time the question has been posed. For instance, can a bench warrant be issued for ...
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Hanging Onto Your House When Filing Chapter 7 Bankruptcy
Justin Harelik
November 7, 2016
The main concern of many bankruptcy petitioners is their home. They know that bankruptcy is their best (or only) means of solving their financial situation, but they don’t want to lose their house. Many are willing to go to extreme measures not to lose their home. Consider this real life ...
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Wage Garnishment After Filing for Bankruptcy
Justin Harelik
November 4, 2016
No one likes his or her wages to be garnished and everyone wants money that was garnished to be returned. Those are just the facts. But depending on when your wages were garnished, what stage of the transfer process the funds were at when they filed, and whether or not ...
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Exiting a Chapter 13 Bankruptcy Plan Early
Justin Harelik
November 2, 2016
The Chapter 13 bankruptcy is designed for bankruptcy petitioners who have a regular income. The Chapter 13 allows a debtor to keep property and pay debts back over a predetermined period of time, usually 3-5 years. It’s often referred to as a wage earner’s plan. Petitioners work alongside the bankruptcy ...
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When Creditors Ignore Your Discharge of Debt
Justin Harelik
November 1, 2016
The purpose of filing for Chapter 7 bankruptcy is to immediately enact the automatic stay and eventually obtain the discharge of debt. What happens when you go through legal channels to obtain both these powerful protections through bankruptcy filing and creditors ignore their legal implications? If you are being harassed ...
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Selling Your Car Before Filing for Bankruptcy
Justin Harelik
October 31, 2016
One of the common issues that occur when someone decides they’d like to consider filing for bankruptcy is that they recently sold their car. In most cases, they did so because they needed the money. They were trying to figure their way out of their financial situation by coming up ...
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HOA’s and Bankruptcy: Past Due HOA Dues
Justin Harelik
October 28, 2016
The Homeowners’ Association: some love them, some hate them, some put up with them as a necessary evil. Regardless of how or why you ended up in a community that charges homeowners’ association dues or fees, they aren’t something to dismiss out of hand. In fact, ignoring the payment of ...
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A Mixup with the Ex, an Unpaid Debt and a Lien on the House
Justin Harelik
October 27, 2016
Sometimes people come to bankruptcy attorneys with particularly sticky situations. One of the most common types of “sticky” situation following divorce comes when unpaid debt of one party affects the other party negatively. In fact, in some cases, the ex’s unpaid debt can result in a lawsuit that can cause ...
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