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Now that we’ve discussed a few of the “to do’s” associated with getting good credit after bankruptcy, we need to run through a few of the “don’ts.” What NOT To Do After Bankruptcy: Carry a Balance: Hopefully, this time around, you can avoid carrying a balance on your credit cards ...

Don’t be overwhelmed by the process. Focus on the good news: you can have good credit after bankruptcy. In fact, you will have excellent credit. Before the bankruptcy mark even falls off your credit report, you should have a 750 credit score. Simply read the dos and don’ts of securing ...

The last thing you have to do when it’s time to restore your credit after bankruptcy is to consider any information that has been reported post-bankruptcy. Do you have any new accounts that have been opened/active since you received your discharge of debt? Make sure that any new accounts and/or ...

After cleaning up you basic information, checking the reporting status of your various accounts, and checking out the inquiries listed on your credit, you’re ready to move on to Step Five. Step Five: Getting to Know the Rules of Time and Credit Reporting At this point it’s time to get ...

You’ve verified and updated your personal information, residence history and employment history. You’ve gone through the accounts reporting to your credit report to verify they are accurately listed as discharged with a zero balance. You’ve requested any erroneous accounts reporting to your credit be removed. Now it’s time to talk ...

Now that you’ve removed erroneous information, made sure any “holes” were filled with the accurate information and done an overall Spring Cleaning on your credit report, you’re ready for Step Three. Step Three: Verify That Accounts Are Reporting Accurately Remember the reason you filed for bankruptcy? It was for the ...

After you’ve pulled your credit report, adjusted your mindset to your new, lower credit score, and made your credit score goal of 720, you’re ready for the next step. Step Two: Update Your Information with the Credit Bureaus Start at the beginning and make sure that all the information reflected ...

The first thing you have to do when it’s time to restore your credit after bankruptcy is to access your credit. Pull your report and get a good understanding of where you are and where you want to go. What do I mean by that? Step One: Pull Your Credit ...