Tag: southern california bankruptcy law

• 31 August 2015
• by: Justin Harelik
• in: Bankruptcy Issues, Bankruptcy Law
• tag: chapter 11, chapter 7, filing bankruptcy, filing for bankruptcy, should i file, southern california bankruptcy law, types of bankruptcy, westgate law, who could file
• note: 0 Comment

There are three types of bankruptcy: Chapter 7, Chapter 11 and Chapter 13. If one doesn’t suit the situation, another is probably a good option. Many individuals and businesses interested in filing contact an expert in bankruptcy requesting a black and white answer to the common question, “Should I file or not?” The difficulty with […]

• 14 August 2015
• by: Justin Harelik
• in: Bankruptcy Issues
• tag: chapter 7 bankruptcy law, discharge, file for chapter 7 bankruptcy, filing for bankruptcy, keep your assets, protect your home by filing for bankruptcy, southern california bankruptcy law, westgate law, wipes out all your debt
• note: 0 Comment

We’ve all had ups and downs financially. The problem comes when the down is completely unexpected or far below any expectation for which you may have made preparations. Regardless of how it happened, sometimes we can’t make it happen financially. If you find yourself in this situation, you may have made the same move as […]

• 16 June 2015
• by: Justin Harelik
• in: Bankruptcy Issues, Life After Bankruptcy
• tag: after filing for bankruptcy, bankruptcy in southern california, filing bankruptcy, recovering from bankruptcy, southern california bankruptcy experts, southern california bankruptcy law, westgate law, What to tell you future employer about your bankruptcy
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There are many issues regarding filing for bankruptcy in southern California. There are just as many issues regarding recovering from bankruptcy and moving on with your life. For instance, in the years after you’ve filed for bankruptcy, you may find yourself in the position of looking for or applying for a new job. At this […]

• 17 December 2014
• by: Justin Harelik
• in: Bankruptcy Alternatives, Bankruptcy Law
• tag: bankruptcy advice, bankruptcy law, becoming debt free, being debt free in 2015, debt free in 2015, discharge your debt through bankruptcy, experienced bankruptcy attorney, expert bankruptcy attorney, file for bankruptcy, filing for bankruptcy, find a bankruptcy lawyer, get out of debt, southern california bankruptcy law, the right bankruptcy attorney, total amount of debt, westgate law
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Far too many New Year’s resolutions are related to improving the financial situation. If you find yourself making the same resolution to get out of debt year after year with little to no change in your total amount of debt, it’s time to approach it more practically. The first step in becoming debt free is […]

• 15 December 2014
• by: Justin Harelik
• in: Bankruptcy Alternatives, Bankruptcy Issues, Chapter 7, Life After Bankruptcy
• tag: alternative to bankruptcy, buried in debt, debt resolution, discharge of debt through bankruptcy, getting out of debt, pay off your debt, settle your debt, settlement options, southern california bankruptcy law, westgate law
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It’s only a month until we’re irrevocably living in the year 2015. A new year calls for new goals and new plans and in some cases – an entirely fresh start. If you have decided 2015 is your year to be debt free you need to prepare now. In most cases, debt has accumulated over […]

• 11 December 2014
• by: Justin Harelik
• in: Bankruptcy Issues, Bankruptcy Law
• tag: avoid common bankruptcy mistakes, bankruptcy court, bankruptcy lawyer, bankruptcy process, before filing for bankruptcy, experienced bankruptcy attorney, file for bankruptcy, prepare to file, southern california bankruptcy law, westgate law
• note: 0 Comment

Once you’ve made the decision to file for bankruptcy, it is usually best to take your time to ensure it is done right. It is very rare that a bankruptcy needs to be filed on an emergency basis. Unless you fall into this rare instance, take the time necessary to gather the required documents and […]

• 28 November 2014
• by: Justin Harelik
• in: Bankruptcy Issues, Bankruptcy Law
• tag: bankruptcy and marijuana, bankruptcy and medical marijuana, bankruptcy rules and exceptions, offer bankruptcy protection to any debtor, southern California bankruptcy attorney, southern california bankruptcy law
• note: 0 Comment

In a recent bankruptcy filed by Mr. and Mrs. Arenas, the question of whether or not income from medical marijuana makes a difference in the consumer’s ability to benefit from bankruptcy discharge. Mrs. Arenas was disabled. Her disability and pension benefits of about $3,000/month combined with her husband’s income to generate their family’s monthly average […]

• 21 November 2014
• by: Justin Harelik
• in: Bankruptcy Issues, Life After Bankruptcy
• tag: bankruptcy fraud, bankruptcy fraud charges, can’t get away with bankruptcy fraud, real housewives, sentenced to prison, southern california bankruptcy law, teresa giudice
• note: 0 Comment

Bankruptcy fraud is obviously a tempting prospect to some: Teresa Giudice, ‘Real Housewives’ star, and her husband were obviously not able to resist temptation. The married couple that became known far and wide for their part in the hit TV show “Real Housewives of New Jersey” aren’t going to be home for a while. They’ve […]

• 07 August 2014
• by: Justin Harelik
• in: Bankruptcy Alternatives, Bankruptcy Issues, Bankruptcy Law
• tag: bankruptcy, collection of debts, filing for bankruptcy, pay off debt, retirement funds, southern california bankruptcy law, tax penalty
• note: 0 Comment

The best laid plans don’t always pan out. This old adage seems particularly true when it comes to planning a lifetime of financial health and security. Sometimes the economy has a way of pulling the rug out from under the feet of even the most stable individuals. In this situation, some consider cashing in on […]

• 30 July 2014
• by: Justin Harelik
• in: Bankruptcy Issues, Bankruptcy Law
• tag: after discharge, California bankruptcy, reaffirmation agreement for mortgages, southern california bankruptcy law
• note: 0 Comment

Bankruptcy filers who attempt to file a loan modification with their mortgage company after their discharge will often be met with the same negative response: an accusation of not filing the needed reaffirmation agreement during the bankruptcy case. Mortgage companies will claim that without having filed the reaffirmation agreement, the loan modification is not an […]