Tag: southern california bankruptcy law Archive
Thinking About Filing for Bankruptcy: The People Who Could File
Justin Harelik
August 31, 2015
There are three types of bankruptcy: Chapter 7, Chapter 11 and Chapter 13. If one doesn’t suit the situation, another is probably a good option. Many individuals and businesses interested in filing contact an expert in bankruptcy requesting a black and white answer to the common question, “Should I file ...
Read More →
Should You Protect Your Home by Filing for Bankruptcy?
Justin Harelik
August 14, 2015
We’ve all had ups and downs financially. The problem comes when the down is completely unexpected or far below any expectation for which you may have made preparations. Regardless of how it happened, sometimes we can’t make it happen financially. If you find yourself in this situation, you may have ...
Read More →
What to Say to Future Employers About Bankruptcy
Justin Harelik
June 16, 2015
There are many issues regarding filing for bankruptcy in southern California. There are just as many issues regarding recovering from bankruptcy and moving on with your life. For instance, in the years after you’ve filed for bankruptcy, you may find yourself in the position of looking for or applying for ...
Read More →
The First Step in Becoming Debt Free is to Find a Bankruptcy Lawyer
Justin Harelik
December 17, 2014
Far too many New Year’s resolutions are related to improving the financial situation. If you find yourself making the same resolution to get out of debt year after year with little to no change in your total amount of debt, it’s time to approach it more practically. The first step ...
Read More →
Celebrate 2015 by Getting Out of Debt
Justin Harelik
December 15, 2014
It’s only a month until we’re irrevocably living in the year 2015. A new year calls for new goals and new plans and in some cases – an entirely fresh start. If you have decided 2015 is your year to be debt free you need to prepare now. In most ...
Read More →
Top 3 Mistakes People Make Before Filing for Bankruptcy: Avoid Common Bankruptcy Mistakes
Justin Harelik
December 11, 2014
Once you’ve made the decision to file for bankruptcy, it is usually best to take your time to ensure it is done right. It is very rare that a bankruptcy needs to be filed on an emergency basis. Unless you fall into this rare instance, take the time necessary to ...
Read More →
Bankruptcy and Medical Marijuana: Are There Any Special Rules or Exceptions?
Justin Harelik
November 28, 2014
In a recent bankruptcy filed by Mr. and Mrs. Arenas, the question of whether or not income from medical marijuana makes a difference in the consumer’s ability to benefit from bankruptcy discharge. Mrs. Arenas was disabled. Her disability and pension benefits of about $3,000/month combined with her husband’s income to ...
Read More →
Bankruptcy Fraud: Even ‘Real Housewives’ Stars Can’t Get Away with It
Justin Harelik
November 21, 2014
Bankruptcy fraud is obviously a tempting prospect to some: Teresa Giudice, ‘Real Housewives’ star, and her husband were obviously not able to resist temptation. The married couple that became known far and wide for their part in the hit TV show “Real Housewives of New Jersey” aren’t going to be ...
Read More →
Should Consumers Consider Paying Off Mounting Debt with Retirement Funds?
Justin Harelik
August 7, 2014
The best laid plans don’t always pan out. This old adage seems particularly true when it comes to planning a lifetime of financial health and security. Sometimes the economy has a way of pulling the rug out from under the feet of even the most stable individuals. In this situation, ...
Read More →
California Bankruptcy: Reaffirmation Agreements for Mortgages
Justin Harelik
July 30, 2014
Bankruptcy filers who attempt to file a loan modification with their mortgage company after their discharge will often be met with the same negative response: an accusation of not filing the needed reaffirmation agreement during the bankruptcy case. Mortgage companies will claim that without having filed the reaffirmation agreement, the ...
Read More →