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Payday Loan Scams And Bankruptcy

Payday loan scams can happen both during bankruptcy and post-bankruptcy. They have become a problem over the last few years as they can get pretty nasty and very scary. Luckily, if you know what to look for, they are easy to recognize. The Payday Loan Scam: You have a payday loan or collection account either […]

Credit Cards and Bankruptcy – “Saving” Cards from Bankruptcy Discharge

Many southern California bankruptcy experts would argue that the single most important thing you need to do when considering filing for bankruptcy is STOP using your credit cards. The worst thing you can do for a potential bankruptcy case is to give the appearance that you are “running up” your credit account balances. Receipt of […]

Filing a Bankruptcy Petition to Stop Wage Garnishment

Does filing a bankruptcy petition stop wage garnishment? Many who have or have had their wages garnished will eventually find themselves asking this question. The answer is yes. Stopping the garnishment isn’t impossible. It’s not even very difficult. But certain steps must be followed. Step 1: Complete the bankruptcy petition and required credit-counseling course. Step […]

Preparing for Bankruptcy: Voluntarily Closing Credit Accounts

If you feel you are considering preparing for bankruptcy, you should read testimonials submitted by other bankruptcy petitioners. You should also read material regarding the process of bankruptcy. You should know who the bankruptcy trustee is and what their job is in relation to your bankruptcy case. You should know all of your creditors, inside and […]