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Can a Chapter 13 Bankruptcy Payment be Deferred?

When you declare Chapter 13 bankruptcy, the bankruptcy court determines a set pay schedule for a pre-determined amount of time. In cases where unforeseen events cause major dips and dives in the income of bankruptcy filers post-bankruptcy, they can come up against a major problem: the inability to make the Chapter 13 payment. In this […]

Bankruptcy Basics: Social Security as Only Income

Bankruptcy is no longer dismissed by the masses as too extreme a solution to financial crisis. The masses are actually quite comfortable in modern society seeking out the protection that bankruptcy provides. Most are aware of the basic bankruptcy process and what it offers those in need of a clean financial slate. Yet there are […]

Bankruptcy Basics: Halting the Garnishment of Your Paycheck

Bankruptcy petitioners always have a reason that they filed for bankruptcy. In every instance it was because they had too much debt to handle, but in almost every instance there was also that one last problem or situation that caused them to make the leap to petition the court for a discharge of debt. For […]

Bankruptcy Basics: What is Wage Garnishment?

Individuals who consider filing for bankruptcy have many reasons. Some have experienced life altering career changes. Others have endured long term medical conditions resulting in astronomical, unexpected bills. Still others are simply aware that their credit card balances are never going to drop to an attainable level. And others are actually experiencing the pinch of […]