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Tag: mismanagement of credit

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Your First New Credit Card After Bankruptcy

Anyone without a credit card should first establish good financial habits and then apply for a secured credit card. For those attempting to re-establish good credit post-bankruptcy, you should plan on doing so approximately 6 months after you receive your discharge.   With a secured credit card, the cardholder puts money into an account and […]

The Elephant in the Room: Re-establishing Good Credit After Bankruptcy

There’s no use ignoring the elephant in the room. At some point in your life, you’re going to want to have access to some form of credit, but you’ve just declared bankruptcy. It’s a double-edged sword of moving on after bankruptcy. The mismanagement of credit is often a part of the problem that led to […]