Tag: bankruptcy Archive
The Chapter 13 Story: Is it Yours?
Justin Harelik
January 29, 2014
California has felt more than its share of the pinch when it comes to the economic downturn, but it’s not the only region that has suffered. California isn’t the only state to feel all function freeze momentarily as a result of the housing crisis. There are many regions that have ...
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Bankruptcy Alternatives: The Loan Modification
Justin Harelik
January 27, 2014
If you are considering filing for bankruptcy, you’ve probably heard of the loan modification. Many assume it is a positive alternative to filing. If you are considering obtaining a loan modification instead of filing for bankruptcy make sure that you discuss the details with an expert before taking action. Potential ...
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Defining Your Bankruptcy Options: Chapter 7, Chapter 11 and Chapter 13
Justin Harelik
January 26, 2014
When considering solutions to financial catastrophe, bankruptcy is an obvious choice. Legal professionals can walk individuals in need of bankruptcy advice through the basics and show them the ropes, but it’s best to walk into this type of situation with a basic understanding of the terminology. It helps avoid confusion. ...
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Life After Bankruptcy: Step Five – Know the Facts
Justin Harelik
January 24, 2014
Is there life after bankruptcy? There is definitely life after bankruptcy – whether that life is good, bad or amazing is completely up to you. It’s not “someone’s” fresh start. It’s your fresh start. Make the most of it by taking the advice of the experts on how to enjoy ...
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Life After Bankruptcy: Step Four – Rebuild Your Credit with a Secured Card
Justin Harelik
January 23, 2014
Many feel that after they’ve declared bankruptcy their life will never be the same. They’re completely right. It will be better. All the troublesome financial difficulties that made the bankruptcy necessary in the first place have been taken care of. Your bankruptcy has given you a fresh start to develop ...
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Life After Bankruptcy: Step Three – Knowing Your Budget and Paying On Time
Justin Harelik
January 22, 2014
So you declared bankruptcy and you’re wondering what to do next. It’s not as scary as many fear. What’s the first step? Letting Go of the Guilt Consider bankruptcy as a viable solution – in many cases, the only solution. Finding and implementing a solution to a problem is nothing ...
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There is Life After Bankruptcy: Step Two – Pause to Think
Justin Harelik
January 21, 2014
If you’ve just filed for bankruptcy, don’t be nervous about what comes next. If you’re considering filing for bankruptcy, but you’re avoiding it simply because you can’t imagine what you would do once it was over, please reconsider. The bankruptcy process is just that. It’s a process. It has a ...
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There is Life After Bankruptcy: First Step – Get Rid of the Guilt
Justin Harelik
January 20, 2014
Many find getting on with life after bankruptcy more overwhelming than the process of bankruptcy itself. Those who have undergone the bankruptcy process have to consciously repair their credit rating, rebuild their finances and embrace a positive emotional state. It’s vital that individuals go through the appropriate post-bankruptcy steps in ...
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Why Choose Us
Justin Harelik
August 23, 2013
Every law firm will make this claim: “We are all about the client. We provide the best customer service. The client is first.” But all too often, this isn’t the case. Many law firms push bankruptcy ahead of other options like debt-restructuring because they are more lucrative to the law ...
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