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- All
- Bankruptcy Alternatives
- Bankruptcy Issues
- Bankruptcy Law
- Chapter 11
- Chapter 13
- Chapter 7
- Life After Bankruptcy
Credit Card Debt and Bankruptcy: Will I Get Sued?
Justin Harelik
December 8, 2015
As a bankruptcy attorney, I am often asked about credit card debt. More often than I would like, however, those questions come in the style of, “How bad am I going to get sued by the collection agency?” Other variations on this topic include concerns regarding whether or not a ...
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Chapter 13: Involved with Credit Unions for Home Loans
Justin Harelik
November 26, 2015
Working with credit unions when you are in good standing is great, however it is very difficult when you are behind on your loan payments. They take it personally when a customer defaults on a payment agreement or the debt becomes discharged during a bankruptcy. They have lost money when ...
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Listing Collection Agencies During the Filing of Bankruptcy
Justin Harelik
November 24, 2015
Often unpaid debts can change hands many times during the course of attempted payment, especially when the debt is old. It is often impossible to list all the collection agencies who have handled a specific debt while filing your case. It is also unnecessary. You do not need to be ...
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Filing that Second Bankruptcy: Should or Should Not?
Justin Harelik
November 20, 2015
Poor financial decisions, recessions or the loss of a job can happen at any time during a person’s life. These times may happen more than once in a person’s life and require considering many less than ideal options. Sometimes filing a second bankruptcy is a way to wipe the slate ...
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The Status of Your Home During Chapter 7 Bankruptcy
Justin Harelik
November 18, 2015
Often people are worried about losing their home when considering filing for Chapter 7 bankruptcy. The fear of losing their home often inhibits people from filing for bankruptcy protection regardless if there is any equity in the home or not. A bankruptcy homestead exemption is the amount of equity that ...
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Your Credit Union and Your Bankruptcy
Justin Harelik
November 16, 2015
Credit unions are allowed special circumstances in regards to a member filing a bankruptcy. If debt to a credit union is included in a Chapter 7 bankruptcy there is no hope for continuing current or future association with them or any other branch whatsoever. Eliminating debt during a bankruptcy with ...
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