Tag: southern California bankruptcy attorney Archive
Divorce Decree v. Bankruptcy: Which Determines Final Debt Liability?
Justin Harelik
December 16, 2016
Meet Dawn and Jared. Dawn and Jared were high school sweethearts. They got married during college. Dawn eventually became a lawyer and Jared eventually became a doctor. By the time they got divorced, they hardly saw each other because they were both so busy and had such different priorities and ...
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Chapter 7 Bankruptcy Questions: Can I Keep My Car When I File?
Justin Harelik
December 14, 2016
One of the common reasons that people have for putting off filing for Chapter 7 bankruptcy even though it is their only choice in their given financial situation, is that they want to keep their car. Most even go so far as to say that they NEED to keep their ...
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What Happens When You Miss a Chapter 13 Bankruptcy Payment?
Justin Harelik
December 9, 2016
A Chapter 13 bankruptcy is often referred to as a reorganization bankruptcy. It allows people who see a regular income to create a plan to repay all or a designated part of their debt through the bankruptcy court and the assistance of a bankruptcy trustee. Under the Chapter 13 bankruptcy, ...
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Bankruptcy & Your Home Business
Justin Harelik
November 23, 2016
If you run a small business from your home, you’re probably wondering if you need to include it in your bankruptcy filing. If you are declaring Chapter 7 bankruptcy on your personal debts, do you have to get your small business involved? This is another specific situation that may require ...
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Does a Quit Claim Deed Provide Release from a Mortgage Note?
Justin Harelik
November 18, 2016
Being an adult is hard sometimes. And one of those times occurs when there’s a shortage of money, relationships have ended, property has been divided (theoretically) and someone is filing bankruptcy. In some cases, it can seem like you’re being pressured from all sides to do something that you don’t ...
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California Bankruptcy: Can I Keep My Car?
Justin Harelik
November 11, 2016
If you file for bankruptcy, do you have to give up your car? This is one of the two most commonly asked questions by potential bankruptcy petitioners, the other being about the loss of the house. In some cases, the bankruptcy has been postponed out of fear of this particular ...
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Can a Bench Warrant be Issued for Failing to Show up for a Debtor Exam?
Justin Harelik
November 9, 2016
At times, consumers just like you get in touch with very specific cases that they are sure no one else has ever had to deal with. In almost every instance, it is not the first time the question has been posed. For instance, can a bench warrant be issued for ...
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Wage Garnishment After Filing for Bankruptcy
Justin Harelik
November 4, 2016
No one likes his or her wages to be garnished and everyone wants money that was garnished to be returned. Those are just the facts. But depending on when your wages were garnished, what stage of the transfer process the funds were at when they filed, and whether or not ...
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When Creditors Ignore Your Discharge of Debt
Justin Harelik
November 1, 2016
The purpose of filing for Chapter 7 bankruptcy is to immediately enact the automatic stay and eventually obtain the discharge of debt. What happens when you go through legal channels to obtain both these powerful protections through bankruptcy filing and creditors ignore their legal implications? If you are being harassed ...
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HOA’s and Bankruptcy: Past Due HOA Dues
Justin Harelik
October 28, 2016
The Homeowners’ Association: some love them, some hate them, some put up with them as a necessary evil. Regardless of how or why you ended up in a community that charges homeowners’ association dues or fees, they aren’t something to dismiss out of hand. In fact, ignoring the payment of ...
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