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Bankruptcy Alternatives

Rebuilding Credit: Beware Certain Types of Credit Cards

Post-bankruptcy the main concern is rebuilding credit that was unavoidably affected by your bankruptcy. When you file, the bankruptcy is a public record and will be listed as such on your credit reports from all of the major credit reporting companies. It stays on the report for years and there’s ...
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Bankruptcy Issues

Bankruptcy is a Solution to a Specific Problem: Not a Cure-all

In the old days, many households put a lot of faith in traditional “cure-alls.” They were ointments, teas or oils that were used to cure…well, everything. An interesting fact about many popular cure-alls from the past is that a large number of them included the same main ingredients: onions, kerosene, ...
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Bankruptcy Issues

So You Filed for Bankruptcy: Keep it Positive

So you just filed for bankruptcy. It happens. Sometimes it’s unavoidable. Sometimes, looking back, it seems as if it could have been avoided, but that’s a tricky thing because you can’t avoid something that’s already happened. So you’re right back to where we started. You filed for bankruptcy. It happened. ...
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Chapter 13

Slim Down Your Lifestyle Post-Bankruptcy

You’ve declared bankruptcy. It’s final. You’ve received your discharge. You have a fresh financial start…and some new challenges to deal with. Firstly, your credit rating has taken a hit. Considering the nature of bankruptcy, it probably wasn’t great to begin with, but bankruptcy will still affect your score. Your bankruptcy ...
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