Tag: file for bankruptcy Archive
Chapter 7 Bankruptcy Questions: Can I Keep My Car When I File?
Justin Harelik
December 14, 2016
One of the common reasons that people have for putting off filing for Chapter 7 bankruptcy even though it is their only choice in their given financial situation, is that they want to keep their car. Most even go so far as to say that they NEED to keep their ...
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Bankruptcy Alternatives: Can I Transfer the Liability of an Auto Loan?
Justin Harelik
December 12, 2016
People will do a lot to avoid filing for bankruptcy. And as an experienced southern California bankruptcy attorney, I am in full agreement. It’s always best to do everything you can to take care of your debt and financial liabilities without filing for bankruptcy. Filing for bankruptcy is a legal ...
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What Happens When You Miss a Chapter 13 Bankruptcy Payment?
Justin Harelik
December 9, 2016
A Chapter 13 bankruptcy is often referred to as a reorganization bankruptcy. It allows people who see a regular income to create a plan to repay all or a designated part of their debt through the bankruptcy court and the assistance of a bankruptcy trustee. Under the Chapter 13 bankruptcy, ...
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Chapter 7 Bankruptcy: Why is My Bank Account Still Frozen?
Justin Harelik
November 25, 2016
If you’ve filed for Chapter 7 bankruptcy, you case is complete and you have received your discharge of debt, you’re probably dancing on the rooftop – or at least on a countertop! That is, unless you have lingering issues such as a bank account that is mysteriously still frozen. If ...
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Stopping Wage Garnishment During Bankruptcy
Justin Harelik
November 14, 2016
Wage garnishment can cause major financial trouble. For those already considering filing for bankruptcy, it can be a catastrophe. That’s why it’s so important to know your rights regarding wage garnishment, bankruptcy, and stopping wage garnishment during bankruptcy. If you have filed for bankruptcy and your wages are still being ...
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California Bankruptcy: Can I Keep My Car?
Justin Harelik
November 11, 2016
If you file for bankruptcy, do you have to give up your car? This is one of the two most commonly asked questions by potential bankruptcy petitioners, the other being about the loss of the house. In some cases, the bankruptcy has been postponed out of fear of this particular ...
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Can a Bench Warrant be Issued for Failing to Show up for a Debtor Exam?
Justin Harelik
November 9, 2016
At times, consumers just like you get in touch with very specific cases that they are sure no one else has ever had to deal with. In almost every instance, it is not the first time the question has been posed. For instance, can a bench warrant be issued for ...
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Hanging Onto Your House When Filing Chapter 7 Bankruptcy
Justin Harelik
November 7, 2016
The main concern of many bankruptcy petitioners is their home. They know that bankruptcy is their best (or only) means of solving their financial situation, but they don’t want to lose their house. Many are willing to go to extreme measures not to lose their home. Consider this real life ...
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Wage Garnishment After Filing for Bankruptcy
Justin Harelik
November 4, 2016
No one likes his or her wages to be garnished and everyone wants money that was garnished to be returned. Those are just the facts. But depending on when your wages were garnished, what stage of the transfer process the funds were at when they filed, and whether or not ...
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Exiting a Chapter 13 Bankruptcy Plan Early
Justin Harelik
November 2, 2016
The Chapter 13 bankruptcy is designed for bankruptcy petitioners who have a regular income. The Chapter 13 allows a debtor to keep property and pay debts back over a predetermined period of time, usually 3-5 years. It’s often referred to as a wage earner’s plan. Petitioners work alongside the bankruptcy ...
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