Category: Life After Bankruptcy Archive
Avoid Bankruptcy: 5 Telltale Signs You Might Be Living Beyond Your Means
Justin Harelik
October 7, 2014
Bankruptcy law was created to help individuals who have an insurmountable amount of debt. While it is a solution for those who are stuck in impossible financial situations, those who have filed will agree that the best solution is to avoid bankruptcy and the impossible financial situation in the first ...
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Post-Bankruptcy Tips: 6 Things You Can Do to Repair Your Credit Score After Bankruptcy
Justin Harelik
October 2, 2014
you decided to declare bankruptcy. You got in touch with a great bankruptcy attorney. He filed on your behalf. You received your discharge and you haven’t felt this financially free in a long time. Your next step is to make sure that you keep that freedom. You adopted a new ...
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Your Credit after Bankruptcy: Filing Will Hurt it, but it Won’t Kill It
Justin Harelik
September 16, 2014
It’s interesting how the word credit changes when we put the word “your” in front of it. Credit is funding offered up front that is expected to be repaid at a later date, usually with an agreed upon payment plan. But when we alter it to the phrase “your credit” ...
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Recovering Funds Garnished or Levied Post-Bankruptcy
Justin Harelik
August 13, 2014
If, during the course of your bankruptcy, your bank account funds were levied, your paycheck was garnished, etc. you are probably hoping to recover the garnished or levied funds as soon as possible. Hopefully, your bankruptcy attorney advised you prior to handing your case that recovery of garnished or levied ...
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Marriage and Bankruptcies Don’t Mix Well: Share Your Financial Information Before Your Wedding
Justin Harelik
June 9, 2014
Some might say that they never knew their loved one better than on the day they shared their vows. I beg to differ. I think many knew their loved ones the most on the day they shared their financial histories. My advice? Do the financial sharing prior to the sharing ...
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Bankruptcy and Your Financial Future
Justin Harelik
June 6, 2014
Bankruptcy is difficult. Most people filing for bankruptcy have already been fighting financial issues for at least a few years. And experts know that fighting that kind of battle has an effect on people. Constantly fighting a financial battle can create a sense of hopelessness that some experts have described ...
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Your First New Credit Card After Bankruptcy
Justin Harelik
June 2, 2014
Anyone without a credit card should first establish good financial habits and then apply for a secured credit card. For those attempting to re-establish good credit post-bankruptcy, you should plan on doing so approximately 6 months after you receive your discharge. With a secured credit card, the cardholder puts ...
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