Author: Justin Harelik Archive
Before You File: A Bankruptcy To Do List
Justin Harelik
March 18, 2014
There’s a lot of discussion about filing for bankruptcy and what to expect once debts have been discharged, but there aren’t as many resources regarding what to do before you file. There’s a small lull between the panic of impossible financial burden and actually filing bankruptcy with the help of ...
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The 10 Most Important Questions to Ask at Your Initial Consultation
Justin Harelik
March 17, 2014
When filing for bankruptcy, petitioners have a lot on their minds. This is one the reasons that makes obtaining the best bankruptcy attorney absolutely necessary so you can be guided through the process as comfortably as possible. During your initial consultation with potential bankruptcy attorneys, ask the right questions so ...
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What to Expect Once You’ve Filed for Bankruptcy
Justin Harelik
March 16, 2014
Right after you file for bankruptcy, your credit will not be strong. Although it’s interesting to consider that any individual filing for bankruptcy wasn’t enjoying a “strong” credit rating immediately prior to filing either. The very same circumstances that led them to file for bankruptcy have already wreaked havoc on their ...
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Common Problems When Filing for Bankruptcy
Justin Harelik
March 15, 2014
In the lives of individuals and families who find themselves buried in debt, getting a fresh start through bankruptcy is one of the most important events in their financial lives. Despite how important it is and regardless of how much time they spent considering their options, there are high numbers ...
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Getting Out of Debt with Bankruptcy
Justin Harelik
March 14, 2014
Are you struggling with debt? If so, this is the exact place for you to find some answers. When buried by overwhelming debt, it’s very important to understand that there are different methods of getting out of debt. The job of figuring out which method poses the most appropriate solution for your ...
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Top 3 Alternatives to Bankruptcy
Justin Harelik
March 7, 2014
No one should take his or her decision to file for bankruptcy lightly. It’s a serious decision that should be given serious consideration. It will often seem like the best alternative for anyone who feels hopeless about their level of debt, but the repercussions of filing must be taken into consideration and ...
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The Top 5 Reasons to File for Bankruptcy
Justin Harelik
February 25, 2014
Filing for bankruptcy doesn’t carry the stigma is used to. In fact, in today’s economic climate, it’s not unheard of for successful, good people to file more than once or even multiple times. The ups and downs of the marketplace have left many with the need for a fresh financial “slate.” ...
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Saving Your Home with Chapter 13
Justin Harelik
February 24, 2014
Many people declaring bankruptcy do so with the intention not only of freeing themselves from overwhelming credit card debt, medical bills, personal loans, etc., but to also free themselves from stifling mortgage payments. If you find yourself unable to handle the complete scope of your finances, but simultaneously unwilling to walk away ...
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Bankruptcy and Your Home
Justin Harelik
February 20, 2014
One of the most important questions many have to ask themselves when they file bankruptcy is whether or not they should save their house. It’s safe to assume that most who are reading this are attached to their home – otherwise you wouldn’t be bothering with searching for this particular ...
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Chapter 7 vs. Chapter 11 for Small Businesses
Justin Harelik
February 19, 2014
When filing for bankruptcy the first decision that has to be made is what type of bankruptcy will be filed. There are certain qualifications for each and each one has its own pros and cons. Chapter 7 bankruptcy, put simply, is a case of liquidation. It can be described as ...
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