According research, over 80% of bankruptcy petitioners have dealt with: illness, divorce, or unemployment. What’s your bankruptcy story? Prepare your very own 30-40 second sound bite explaining why you filed for bankruptcy protection. This is important because as you begin your quest towards a credit score of 720, you are going to be talking to a lot of loan officers and/or underwriters. They’ll need to know what happened, but even the most sympathetic of loan officers won’t want to hear your entire life story. It’s important to be thorough, but it’s more important to be concise. They need to know what happened without having to cancel their lunch to stay on schedule.

If you have questions about filing for bankruptcy or managing bankruptcy once you’ve received your discharge of debt, please contact an experienced southern California bankruptcy attorney at Westgate Law.