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Bankruptcy Articles

  • All
  • Bankruptcy Alternatives
  • Bankruptcy Issues
  • Bankruptcy Law
  • Chapter 11
  • Chapter 13
  • Chapter 7
  • Life After Bankruptcy
All
  • All
  • Bankruptcy Alternatives
  • Bankruptcy Issues
  • Bankruptcy Law
  • Chapter 11
  • Chapter 13
  • Chapter 7
  • Life After Bankruptcy
Bankruptcy Law

Can Bankruptcy Wipe Out All Your Debts?

Dealing with an overwhelming amount of debt can feel like a never-ending maze. At Westgate Law, we often encounter clients submerged in various types of debts and wondering if bankruptcy could be a lifeline. Robert, one of our readers, shares his concern with us: “I have debt in the form ...
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Bankruptcy Issues

What to Do About Your Joint Mortgage After Divorce?

Divorce brings a multitude of changes and challenges, one of which involves dealing with shared assets, like a family home. Recently, Sheila, a reader, brought up a similar query: “If divorced and my ex-husband is on the deed to the house, I am unable to refinance my home, which was ...
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Bankruptcy Law

Can Missing Mortgage Payments Post-Bankruptcy Help You Negotiate a Better Rate?

Recently, we received a very tough and perplexing query. The specifics revolve around the modification of interest rates. The situation is prevalent and the writer’s looking to settle it in their own ways. We cannot provide a definitive answer, but we can try and provide some insights to clarify the ...
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Bankruptcy Alternatives

My House Is In Foreclosure. What Are My Best Options?

“My house is in foreclosure. I’m considering 3 options: Short sale, deed in lieu of foreclosure and last bankruptcy chapter 7. What are the pros & cons with respect to this kind of situation?” – Dan Facing the prospect of losing your home? It is a challenging experience, and no ...
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Bankruptcy Issues

How to Tackle a Bank Levy? Here Are Your Legal Options

“I went to my bank today, and the entire balance in my account was wiped out. To the last penny! I found out it was from a judgment that a creditor had against me. It was from a loan that I had years ago. They never even notified me, yet ...
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Bankruptcy Issues

Can a Lender Foreclose on Your Home During Bankruptcy?

Bankruptcy can be a challenging hurdle. Understanding what can and cannot happen during this period is vital. One commonly asked question during this period is, “Can a lender ask for relief and legally foreclose on my home during a Chapter 7 bankruptcy proceeding? Can I get my house back?” Here’s ...
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